Direct Lending Scheme (DLS)/ Micro Finance

Scheme Type:

Soft loan for any income generating activity/ projects.


To provide financial assistance to SHG for upliftment of their financial status.

Quantum of Assistance:

Upto Rs. 1 lakh per member

Method of Implementation:
Eligibility Criteria:
  1. Self Help Group comprising of 10-20 members. (at Least 60% of members should belong to minority communities)
  2. The SHG should be at least 6 months old.
  3. Annual family income of each member for rural area must be within Rs. 98000/- and urban areas within 120000/- only.
When and Where to Apply:

The application may be submitted round the year. The application may be submitted at the local BDO office in case of rural areas and SDO office in case of urban areas. In case of Kolkata, it should be submitted at the DOMA at Minority Bhavan, 11/3 Dr. Biresh Guha Street, Park Circus, Kolkata-700017

Nodal Organisation:
West Bengal Minorities Development & Finance Corporation